SAVING MONEY ON PET CARE
Due to the current economic climate, it is important to look for savings wherever you can. Below are some ideas to save a couple of dollars, without compromising the care of your pets.
$ Coupons/Online Coupons: Various retailers such as Petsmart and Petco offer online coupons, as well as specific manufacturers (Whiskas, Hills, Purina, etc..) Googling "cat coupons" or "dog coupons" will bring up sites such as coupon cat.net. As with anything on the web, be sure that the sites you visit are reputable.
$ Pet Insurance: VPI and ASPCA offer pet insurance policies that may only cost $20 per month (per cat). Like human insurance, these policies are often tiered and you can purchase as little or as much coverage as you want. Like human poicies, they will check for pre-existing conditions.
$ Care Credit: Some clinics offer this short term credit to clients, especially if a large, unexpected health cost has occurred. Beware of significant interest rates if the balance is not paid in the requisite amount of time.
$ Annual/Semi Annual Exam: Catching health problems before they have a chance to develop into something more serious saves money in the long run. Younger cats should be seen on a yearly basis for wellness exam and vaccinations. Senior cats should be seen every 6 months.
$ ER Fund: Start saving now for future veterinary health care. Put aside a ittle each payday, just like the Christmas Clubs in the past.
$ Discuss Cost Upfront with Your VET: Ask for an estimate. Discuss what procedures are imperative and what may be able to wait.
$ RX Programs: Target, Walmart and Walgreens offer prescription programs. Fallston Pharmacy has a $5 off new prescriptions coupon on their website. Ask your veterinarian if generics are available/appropriate.
$ Keep Your Cat Indoors: Average life expectancy for an outdoor cat is 3-5 years and for an indoor cat, 12+.
$ Pet Proof Your Home: Be sure that any plants brought into the home are non-poisonous. Keep small items put away (i.e. rubberbands, hairties, ribbons...) Be careful with table food, especially bones.
$ If you find yourself in real financial difficulty, many shelters have recently opened "Pet Food Banks".